Back to Welcome

Terms of Service

Last Updated: May 18, 2026

Welcome to iAccountApp ("we," "our," or "us"). By registering for, logging in to, or accessing our platform, you explicitly agree to be bound by these Terms of Service. Please review them carefully.

1. Acceptance of Terms

By creating an account, uploading files, or interacting with our agentic financial intelligence dashboards, you confirm that you have read, understood, and agreed to these Terms. If you do not agree to these terms, you must not use or access the services.

2. Isolated Sandboxed Accounts

iAccountApp operates on a secure sandbox framework designed to protect focus group participants:

  • All data imported (PDF/CSV statements) is isolated at the session and user-level within secure databases.
  • You are responsible for keeping your login credentials, passwords, and 2FA verification codes strictly confidential.
  • Any attempt to intercept session headers, cookies, or cross-site request tokens of other sandboxed accounts will result in immediate termination of access.

3. Bank Statement Uploads & Processing

Our statement ingestion module allows you to drag-and-drop raw banking files (PDF and CSV format) to parse transactions:

  • You represent and warrant that you own or have the explicit legal authorization to process any financial statement files you import.
  • Uploaded statements are processed immediately to perform analytical checks (resilience score, lifestyle inflation indices).
  • You may use the "Source Eraser" utility at any time to permanently purge statement sources and their child transactions from your active database.

4. Financial Disclaimer & Limitations

CRITICAL FINANCIAL NOTICE: iAccountApp is a visual budgeting simulator and financial intelligence tool. The analytics, advice generated by AI chat modules, fixed costs categorization suggestions, and savings milestones are for personal tracking and illustration purposes only. They do not constitute formal investment, tax, legal, or professional financial advising. Do not make capital investments or make career decisions based solely on dashboard metrics.

5. Prohibited Activities

When using iAccountApp, you agree not to: upload corrupted CSV files containing malicious code, inject queries into SQL parameters, mock CSRF authentication tokens, or lease your account credentials to third parties.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of your local jurisdiction, and any disputes will be subject to the exclusive jurisdiction of the regional courts.